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Compare our features

Check out how Idea Financial stacks up against many banks, online lenders, and credit cards.

  • Idea FinancialIdea Financial™
  • Rates
  • No origination or annual fee
  • Doesn’t affect your personal credit
  • Paperless application process
  • Quick approval & funding
  • Builds your business credit
  • Dedicated business advisor
  • Idea FinancialIdea Financial™
  • 11.99-29.99%
  • Banks & SBA
  • 7-12%
  • Varies
  • Other Online Lenders
  • 15-99%
  • Varies
  • Varies
  • Varies
  • Credit Cards
  • 18-36%