What information do you need from me to apply?

Idea Financial offers a quick and efficient paperless application process. Begin by filling out your business and personal information on our application form, create an account, and link your business banking account to get started.

How quickly can I receive Idea Financial financing?

Idea Financial can provide a decision in minutes, and funding can become available next day.


What products do you offer?

Idea Financial offers a Line of Credit and Accounts Receivable Financing products. Through one application, we will review your unique business attributes and together we will determine the best option for your business.

What if I don’t need the funds right away?

Even if you don’t need financing today, securing your line of credit ensures that funds will be instantly available to you when the need arises.  Unlike a term loan that requires you to start paying on the full amount immediately, Idea Financial’s line of credit enables you to draw down as needed, only paying for the funds utilized during your term.

*based upon application completeness and accuracy of your data