Quick approval and funding
No origination fees, pay for what you use
Business line of credit up to $275,000
Choose your desired repayment term, payment frequency and loan amount to estimate your payment.
This calculator assumes a daily interest rate of 0.0658% and a draw fee of 2.00%. You may qualify for a credit limit of up to $275,000. Your actual interest rate, draw fee and credit limit may vary. Terms and conditions will be provided to applicants during the application process. All Idea Financial business credit lines are issued by Idea Financial.
The Idea Financial Line of Credit is the most flexible way to fund your business. With Idea Financial, your funds are available at any time straight from your online portal. You can withdraw funds to hire new staff, renovate property, purchase equipment and inventory, or simply take advantage of any growth opportunities that come your way.
Low rates
No charges for early repayment
Every draw you make restarts your repayment term
Save time with our fast, cost-free application process.
We'll offer the best working capital solution for your business.
Withdraw the funds you need, when you need them.
2 or more years in business
$15,000 or more in monthly revenue
650 or higher personal credit score
Not a sole proprietorship or non-profit entity
No origination or annual fee
Doesn't affect your personal credit
Paperless application
Quick approval and funding
Build business credit
Dedicated business advisor
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Rafael
Dave
Not only do you get great business financing, you also get a dedicated business advisor to support you as you grow.
