Your approved line depends on your business's revenue, history and credit. Not every business will qualify for the maximum.
Questions? Call (855) 900-7838BBB A+ rated · Nearly $1.5 billion funded to more than 10,000 businesses since 2017
Idea Signature is Idea Financial's line of credit for established midsize businesses, with revolving limits up to $1 million. It's a separate tier above our core line of credit, with the same simple application.
Idea Signature is designed for profitable, established businesses that need more than a typical online lender offers but find bank and SBA financing slow and hard to access when timing matters.
Grow with us. Many of our customers started with a smaller line and have grown into businesses that need a million-dollar line. Idea Signature lets your financing keep pace, from your first line of credit to $1 million.
If you qualify for our core line of credit, you can be considered for up to $1 million with Idea Signature. Same application, same requirements and terms.
| Tier | Credit limit | Best for |
|---|---|---|
| Core line of credit | Up to $350,000 | Small businesses |
| Idea Signature | Up to $1,000,000 | Established midsize businesses |
Your approved line depends on your business's revenue, history and credit. Not every business will qualify for the maximum.
Idea Signature is open to all of our broker partners. If your clients have outgrown their current lender, you can now place lines up to $1 million with Idea Financial.
Idea Signature is Idea Financial's line of credit program for established midsize businesses, offering revolving lines of credit up to $1 million.
The standard line of credit goes up to $350,000. Idea Signature is a separate tier with lines up to $1 million, designed for larger, established businesses. The application process is the same.
Businesses with at least 3 years in business, $300,000 or more in annual revenue and a personal credit score of 650 or higher. Sole proprietorships and nonprofits aren't eligible. Line size depends on your business's revenue, history and credit.
Once approved, funds can arrive in as fast as 24 hours.
Yes. Idea Signature is open to all Idea Financial broker partners.
Rates start as low as 1% per month, with repayment terms of 12 to 48 months and weekly or monthly payments.
With Idea Signature, established midsize businesses can be approved for a business line of credit of up to $1 million. Whether you need a $500K line of credit or a full million-dollar line, your approved amount depends on your business's revenue, history and credit.
