Our office will be closed from 2:00 PM Friday, December 22 through Tuesday, December 26 to celebrate the holidays.

Get relief funding from the Paycheck Protection Program

The deadline to apply for the SBA's Paycheck Protection Program (PPP) loan has been extended from June 30th to August 8th. For more information about the PPP, how you can apply for the PPP, FAQs, and other relief options, learn more below.

Charge forward with fast and flexible business financing

Borrow up to $275,000

Business loans & lines of credit available

Fast application & approval

Applying will not affect your credit score

Chrystina Morteo used her line of credit to open a new location.
Dr. Thy Nguyen uses his funds to invest in marketing campaigns.
Mike Marquez used his line to purchase safety equipment.

Business owners continue to see access to working capital and business loans as the main obstacle for growth. Banks are slow, and rigid, they often ask for long applications and collateral. Alternative lenders often charge high interest and fees. We believe you deserve greater financial flexibility, control, and support, so we built fast and flexible financing solutions to Charge Your Business Forward™.


The right business financing solutions for you

Business Line of Credit

Getting a business loan in the form of a line of credit gives you control of your working capital so that you can Charge Your Business Forward™. You can withdraw funds at any time to avoid missing out on any growth opportunity that comes your way.

Pay for what you use from your credit limit

Replenish available credit after every payment

Get low payments with longer repayment terms

Business Term Loan

A quick business loan with a fixed rate and repayment term, designed to make your company grow. We provide you with multiple business term loan options and you decide which terms and rates work for you and your business.

Get access to cash fast

Save on interest at time of full pre-payment

Eligible for new terms once the loan is 50% paid

Quick application and approval

Apply in minutes

Save time with our fast, cost-free application process.


Get approved

We'll offer the best working capital solution for your business.

Fund your business

Withdraw the funds you need, when you need them.

Apply online or call us at: (855) 900-7838

Applying is free and will not affect your credit score

How we compare against other lenders

No origination or annual fee

Doesn't affect your personal credit

Paperless application

Quick approval and funding

Build business credit

Dedicated business advisor

Idea Financial

Banks & SBA


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Does my business need General Liability Insurance?

General Liability Insurance, sometimes called business liability insurance or commercial general liability insurance, helps protect your business from claims of bodily injury and property damage. These kinds of claims may come up during normal business operations. Without coverage, you would have to pay for damages out of pocket.

Learn how to save money and protect your business with General Liability Insurance from Idea Financial & The Hartford here.

Our customers think we are excellent!

Grow your business with dedicated business advisors

Call us at (855) 900-7838

Applying is free and will not
affect your credit score

Manage business finances on the go

Enjoy the flexibility of accessing your account from anywhere, at any time. Visit a store below from your mobile device and download the Idea Financial app.