Borrow from $10,000 to $250,000
Lending rates as low as 5.5%*
Instant application & decision
There are 4 basic rules that we use to check if someone is eligible for a business loan from Idea financial. These help us understand your business as well as ensure you have the funds available to make repayments.
We are a direct business lender that specializes in small business loans for companies across the USA.
Our revolving line of credit is the most flexible way to fund your business. Your funds are available on demand from our online customer portal, meaning you can withdraw funds at any time.
Pay for what you use from your credit limit
Replenish available credit after every payment
Get low payments with repayment terms of up to 36 months
Borrow up to $275,000
Our 3 step application form takes less than 1 minute to complete.
Subject to status, you will receive a same day decision.
Funds should be accessible within 24 hours.
A business line of credit is a form of revolving financing that allows you to withdraw funds up to an agreed-upon credit limit and only pay interest on the amount drawn. It is revolving because you are able to withdraw funds, pay back a portion or all of those funds, and borrow more funds up to your credit limit.
Funds are available on-demand and take as little as a few minutes to reach your bank account.
For example, a line of credit for $100,000 could be extended to your company. You could take the full $100,000, or only take $5,000. You would then only be charged interest on the amount you took, so you could use your line of credit like a credit card.
No origination or annual fee
Doesn't affect your personal credit
Paperless application
Quick approval and funding
Build business credit
Dedicated business advisor
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