An Umbrella For You, General Liability Insurance For Your Business

November 16, 2021

An Umbrella For You, General Liability Insurance For Your Business
Business resources

Ever notice it almost always seems to rain on the day you decide not to grab your umbrella?

It’s right there leaning in the corner of your doorway or under that pile of reusable bags in the trunk.  

But you look out at that clear blue sky. Or you choose to believe the optimistic minute-to-minute forecast an orbiting satellite beam down to that smart phone in your palm.

And you decide to forego the protection—only to be reminded of how true the maxim, When it rains it pours… can truly be.

Now, at least when you skip the umbrella you only get wet. You change your clothes, towel off your hair, and move on with your day.

But when you fail to plan for a rainy day at your small business the consequences can be much more dire—claims of bodily injury and property damage that can result in huge, bottom-line swallowing legal costs or judgments.  

Think of General Liability Insurance as an umbrella, shielding your small business from raindrops large and small:

Medical costs if your customer or client injures themselves while visiting your business.  

Reputational harm resulting from malicious prosecution, slander, libel, wrongful eviction, violating a person’s privacy and more.

Property damage that your business or employee causes or incurs.  

Advertising injuries such as copyright infringement from your business’ ads or claims of false advertising.

Maybe the sky is blue right now. Maybe none of these troubles ever comes to pass. Or maybe one does. Or maybe more than one does. After all, When it rains it pours…  

The good news is, thanks to a new partnership between Idea Financial and the venerable more than two-century-old insurance institution The Hartford, it is easier than ever to place that General Liability Insurance umbrella over your business and future.  

Forget the red tape. Skip the unnecessary paperwork.  

Instead, simply:

  1. Login to our online portal
  1. Get a personalized quote
  1. Purchase the policy

That’s it.

You’ve poured your heart and soul into your business. Don’t let an unexpected legal squall blow in and wash all of that away.  

Let The Hartford’s affordable, trustworthy General Liability Insurance policy serve as your shelter from the storm, empowering you to go about your normal business operations with confidence and peace of mind.

Oh, and go ahead and slip that umbrella in your backpack or briefcase—but remember the sunshine only takes a break to remind us to appreciate the brighter days.