Up to $1MM in funding for Florida businesses
Up to 48-month repayment terms
Pay for what you use
No pre-payment penalties
Tell us about your business
We look forward to working with you and helping you Charge Your Business Forward™.
Up to 48-month repayment terms
Pay for what you use
No pre-payment penalties
We look forward to working with you and helping you Charge Your Business Forward™.
Up to 48-month repayment terms
Pay for what you use
No pre-payment penalties
| Feature | Idea Financial | Banks & SBA | Online lenders | Credit cards |
|---|---|---|---|---|
| No origination or annual fee | Yes | No | No | No |
| Doesn't affect your personal credit | Yes | No | Varies | No |
| Paperless application | Yes | No | Varies | Yes |
| Quick approval and funding | Yes | No | Yes | No |
| Build business credit | Yes | Yes | Varies | Yes |
| Dedicated business advisor | Yes | Varies | No | No |
With up to 48-month terms, free from origination and prepayment fees, you decide when to grow your business. Monitor all transactions 24/7 with our online portal and see your available funds replenish after every payment. Charge forward with the power of a revolving line of credit.
Every draw you make restarts your repayment period
Draw funds at any time
Pay for what you use from your credit limit
Our 3 step application form takes less than 1 minute to complete.
Subject to status, you will receive a quick decision.
Funds can be accessible in as fast as 24 hours.
Save time with our fast, cost-free application process.
We offer the best working capital solution for your business.
Withdraw the funds you need, when you need them.
3 or more years in business
$25,000 or more in monthly revenue
650 or higher personal credit score
Not a sole proprietorship or non-profit entity
With up to 48-month terms, free from origination and prepayment fees, you decide when to grow your business. Monitor all transactions 24/7 with our online portal and see your available funds replenish after every payment. Charge forward with the power of a revolving line of credit.
Every draw you make restarts your repayment period
Draw funds at any time
Pay for what you use from your credit limit
Minimum Time in Business
Personal Credit Score
Business Monthly Revenue
Not a Sole Proprietorship or Non-Profit Entity
Our team is ready to help you explore financing options that fit your business needs. Apply today to get started.
You agree that Idea 247, Inc. (“Idea Financial”) or its representatives or agents may call, text, or email you at the number and/or email provided above. You may opt out of receiving communications of your choice from Idea Financial as provided in the Privacy Policy. By clicking Get Started you agree to our Terms of Service and Privacy Policy.
By submitting your Credit Application (the “Application”) to Idea 247, Inc. (“Idea Financial”), you represent to Idea Financial, its agents and assignees, and you acknowledge and agree that (i) if the Application is by a company, you are authorized to apply on behalf of the company whose full legal name appears above under the Business & Personal Information portion of the Application for credit from us, (ii) the loan requested by the Application will not be used for any illegal or prohibited purpose, (iii) all information you provide within the Application and other supporting documents is true, complete and correct as of the date of the Application and (iv) Idea Financial may continuously rely on the information contained in the Application and you will notify us of any material changes to such information.
You understand and agree that Idea Financial and its agents and assignees are authorized to contact third parties to make inquiries in evaluating the Application, including, but not limited to, consumer or personal, business and investigative reports, and other information about you, including credit card processor statements and bank statements, from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax, and from other credit bureaus, banks, creditors, or other third parties.
You understand and agree that the information provided within the Application may be provided to third parties to use the information for any lawful purpose, including for the purpose of offering credit and/or other products and services to the signing individual(s) and/or the company.
You further understand and agree that Idea Financial may transmit the Application, along with any of the foregoing information obtained in connection with the Application, to any or all of Idea Financial’s agents and assignees, including prospective agents and assignees, for the forgoing purposes.
The data you provide to us is used to find the best financing solution for your business and it is stored according to our Privacy Policy. We use advanced encryption to ensure your information is secured.
