Apply for a business loan with Idea Financial
Borrow up to $1MM
Rates as low as 1% per month
Quick application & decision
We look forward to working with you and helping you Charge Your Business Forward™.
Borrow up to $1MM
Rates as low as 1% per month
Quick application & decision
We look forward to working with you and helping you Charge Your Business Forward™.
Borrow up to $1MM
Rates as low as 1% per month
Quick application & decision
We pride ourselves on the efficiency of our lending process & ability to offer funding to businesses of all shapes and sizes. We have thousands of happy customers with more joining us every day and our feedback is always positive.
Loan or credit line options available
Quick application & decision
Borrow up to $1MM
We pride ourselves on the efficiency of our lending process & ability to offer funding to businesses of all shapes and sizes. We have thousands of happy customers with more joining us every day and our feedback is always positive.
Loan or credit line options available
Quick application & decision
Borrow up to $1MM
Minimum Time in Business
Personal Credit Score
Business Monthly Revenue
Not a Sole Proprietorship or Non-Profit Entity
Save time with our fast, cost-free application process.
We offer the best working capital solution for your business.
Withdraw the funds you need, when you need them.
3 or more years in business
$25,000 or more in monthly revenue
650 or higher personal credit score
Not a sole proprietorship or non-profit entity
| Feature | Idea Financial | Banks & SBA | Online lenders | Credit cards |
|---|---|---|---|---|
| No origination or annual fee | Yes | No | No | No |
| Doesn't affect your personal credit | Yes | No | Varies | No |
| Paperless application | Yes | No | Varies | Yes |
| Quick approval and funding | Yes | No | Yes | No |
| Build business credit | Yes | Yes | Varies | Yes |
| Dedicated business advisor | Yes | Varies | No | No |
Our 3 step application form takes less than 1 minute to complete.
Subject to status, you will receive a quick decision.
Funds can be accessible in as fast as 24 hours.
A business loan is an agreement between a lender and a business where the former provides immediate funding & the latter repays the money in installments, over an agreed-upon length of time. The borrower also pays a certain percentage of interest as an incentive to the lender.
A business loan can help you as a business owner with large purchases or running costs. Allowing you to focus your resources on sustaining and growing your business.
A business loan is great for specific expenses like the purchase of a new location for business expansion, equipment, vehicles to help improve your operations and boost growth.
There are 4 basic rules that we use to check if someone is eligible for a business loan from Idea financial. These help us understand your business as well as ensure you have the funds available to make repayments.
Our dedicated team of business advisors wants to see your business grow with the right financing options.
You agree that Idea 247, Inc. (“Idea Financial”) or its representatives or agents may call, text, or email you at the number and/or email provided above. You may opt out of receiving communications of your choice from Idea Financial as provided in the Privacy Policy. By clicking Get Started you agree to our Terms of Service and Privacy Policy.
By submitting your Credit Application (the “Application”) to Idea 247, Inc. (“Idea Financial”), you represent to Idea Financial, its agents and assignees, and you acknowledge and agree that (i) if the Application is by a company, you are authorized to apply on behalf of the company whose full legal name appears above under the Business & Personal Information portion of the Application for credit from us, (ii) the loan requested by the Application will not be used for any illegal or prohibited purpose, (iii) all information you provide within the Application and other supporting documents is true, complete and correct as of the date of the Application and (iv) Idea Financial may continuously rely on the information contained in the Application and you will notify us of any material changes to such information.
You understand and agree that Idea Financial and its agents and assignees are authorized to contact third parties to make inquiries in evaluating the Application, including, but not limited to, consumer or personal, business and investigative reports, and other information about you, including credit card processor statements and bank statements, from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax, and from other credit bureaus, banks, creditors, or other third parties.
You understand and agree that the information provided within the Application may be provided to third parties to use the information for any lawful purpose, including for the purpose of offering credit and/or other products and services to the signing individual(s) and/or the company.
You further understand and agree that Idea Financial may transmit the Application, along with any of the foregoing information obtained in connection with the Application, to any or all of Idea Financial’s agents and assignees, including prospective agents and assignees, for the forgoing purposes.
The data you provide to us is used to find the best financing solution for your business and it is stored according to our Privacy Policy. We use advanced encryption to ensure your information is secured.
