Grow your computer services with fast, flexible financing
Business line of credit with limits of up to $250,000
Pay for what you use
No pre-payment penalties
We look forward to working with you and helping you Charge Your Business Forward™.
Business line of credit with limits of up to $250,000
Pay for what you use
No pre-payment penalties
We look forward to working with you and helping you Charge Your Business Forward™.
Business line of credit with limits of up to $250,000
Pay for what you use
No pre-payment penalties
Up to $250,000 to invest in your business growth. Draw from your line on command and receive funds as fast as today. Pay only for what you use from your credit line and enjoy up to 18-month repayment terms. Save with no origination, monthly or instant access fees.
Fast approvals, next-day funding
Pay early and save on interest
Every draw you make restarts your repayment period
The Idea Financial Line of Credit is the perfect financing tool for new projects and the constant changes in the computer services industry. Whether you are developing new software, preparing to take on larger clients or simply need to update your equipment, our line of credit is the perfect financing solution.
Up to $250,000 to invest in your business growth. Draw from your line on command and receive funds as fast as today. Pay only for what you use from your credit line and enjoy up to 18-month repayment terms. Save with no origination, monthly or instant access fees.
Fast approvals, next-day funding
Pay early and save on interest
Every draw you make restarts your repayment period
Minimum Time in Business
Personal Credit Score
Business Monthly Revenue
Not a Sole Proprietorship or Non-Profit Entity
2 or more years in business
$15,000 or more in monthly revenue
650 or higher personal credit score
Not a sole proprietorship or non-profit entity
Save time with our fast, cost-free application process.
We offer the best working capital solution for your business.
Withdraw the funds you need, when you need them.
2 or more years in business
$15,000 or more in monthly revenue
650 or higher personal credit score
Not a sole proprietorship or non-profit entity
No origination or annual fee
Doesn't affect your personal credit
Paperless application
Quick approval and funding
Build business credit
Dedicated business advisor
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Our 3 step application form takes less than 1 minute to complete.
Subject to status, you will receive a same day decision.
Funds should be accessible within 24 hours.
Rafael
Julian
Milo
Kyle
Our dedicated team of business advisors wants to see your business grow with the right financing options.
Rafael
Julian
Milo
Kyle
We're a team of experienced business advisors and financial services professionals who understand the challenges of running a business. We came together to create funding solutions tailored to you that empower you and your business.
We’re a team of experienced business advisors and financial services professionals who came together with an idea: to create funding solutions that empower you and your business. We offer a business line of credit and a term loan. Stay tuned for more financing products.
We provide fast and flexible financing to businesses across the United States. Fill out our risk-free application, provide some basic information about your business and its owners, and we'll provide you with funding options. Reach out and meet our Business Advisors, they will be delighted to help you Charge Your Business Forward™.
Rates are determined after our credit review. We use cash flow information, personal credit scores, and other metrics to determine our rates.
You will be able to draw funds by logging into your Idea Financial account online and submitting a draw request. You can also call your Business Advisor.
Once you sign your loan agreement, we will transfer the funds to your business bank account. If you use an ACH transfer, funds will reach your account within one (1) business day. For some local and regional banks, it may take longer for the ACH transfer to arrive. If you choose to wire funds, then the funds reach your account almost instantly.
No, there are no fees to keep your Idea Financial account open.
No. As long as your outstanding balance is zero (0), you can close your account at any time and at no cost.
Repayment periods vary from 6 to 18 months.
For your convenience, we process payments automatically on a weekly, bi-weekly, or monthly basis. Should you wish to make a payment in addition to your weekly, bi-weekly, or monthly payment, you can do so logging into your Idea Financial account online and submitting a payment. You can also call your Business Advisor.
You can see a history of all transactions on your account by logging in to your Idea Financial account online. You can also download the list of transactions.
You agree that Idea 247, Inc. (“Idea Financial”) or its representatives or agents may call, text, or email you at the number and/or email provided above. You may opt out of receiving communications of your choice from Idea Financial as provided in the Privacy Policy. By clicking Get Started you agree to our Terms of Service and Privacy Policy.
By submitting your Credit Application (the “Application”) to Idea 247, Inc. (“Idea Financial”), you represent to Idea Financial, its agents and assignees, and you acknowledge and agree that (i) if the Application is by a company, you are authorized to apply on behalf of the company whose full legal name appears above under the Business & Personal Information portion of the Application for credit from us, (ii) the loan requested by the Application will not be used for any illegal or prohibited purpose, (iii) all information you provide within the Application and other supporting documents is true, complete and correct as of the date of the Application and (iv) Idea Financial may continuously rely on the information contained in the Application and you will notify us of any material changes to such information.
You understand and agree that Idea Financial and its agents and assignees are authorized to contact third parties to make inquiries in evaluating the Application, including, but not limited to, consumer or personal, business and investigative reports, and other information about you, including credit card processor statements and bank statements, from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax, and from other credit bureaus, banks, creditors, or other third parties.
You understand and agree that the information provided within the Application may be provided to third parties to use the information for any lawful purpose, including for the purpose of offering credit and/or other products and services to the signing individual(s) and/or the company.
You further understand and agree that Idea Financial may transmit the Application, along with any of the foregoing information obtained in connection with the Application, to any or all of Idea Financial’s agents and assignees, including prospective agents and assignees, for the forgoing purposes.
The data you provide to us is used to find the best financing solution for your business and it is stored according to our Privacy Policy. We use advanced encryption to ensure your information is secured.
