Borrow up to $250,000
Lending rates as low as 5.5%*
Instant application & decision
We are a direct business lender that specializes in corporate loans for companies across the USA.
We pride ourselves on the efficiency of our lending process & ability to offer funding to businesses of all shapes and sizes. We have thousands of happy customers with more joining us every day and our feedback is always positive.
Low APRs from 5.5% (subject to status)
Loan or credit line options available
Quick application & decision
Borrow up to $250,000
Our 3 step application form takes less than 1 minute to complete.
Subject to status, you will receive a same day decision.
Funds should be accessable within 24 hours.
A business loan is an agreement between a lender and a business where the former provides immediate funding & the latter repays the money in installments, over an agreed-upon length of time. The borrower also pays a certain percentage of interest as an incentive to the lender.
A business loan can help you as a business owner with large purchases or running costs. Allowing you to focus your resources on sustaining and growing your business.
A business loan is great for specific expenses like the purchase of a new location for business expansion, equipment, vehicles to help improve your operations and boost growth.
There are 4 basic rules that we use to check if someone is eligible for a business loan from Idea financial. These help us understand your business as well as ensure you have the funds available to make repayments.
2 or more years in business
$15,000 or more in monthly revenue
650 or higher personal credit score
Not a sole proprietorship or non-profit entity
Stephanie
Austin
Rafael
Dave
Idea Financial™ is a registered trademark of Idea 247 Inc. All Idea Financial business credit lines are issued by Idea Financial. All products are subject to Idea Financial’s final approval. You may qualify for a credit limit of up to $250,000. Your actual credit limit may vary. Terms and conditions will be provided to applicants during the application process. Terms and conditions are subject to periodic review and changes, including credit limits and pricing reductions, credit limit and pricing increases, or account closures.
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