Retail

Idea Financial Business Blog

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September 23, 2026

Gen Z and Millennials Are Changing How They Shop This Holiday Season, Here Is What Small Business Owners Need to Do About It

Gen Z is cutting holiday spending by 23% this year and millennials are pulling back too. But 82% still plan to shop. Here is what the data shows about how younger consumers are spending differently this holiday season and what small businesses can do to stay ahead of it.

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August 13, 2026

Back to School Is an $85 Billion Opportunity: Here Is How Small Businesses Can Get a Piece of It

Back to school spending is forecast to hit $85 billion in 2026 and families are spending more per child than ever before. Here is how small businesses across every industry can position themselves to capture their share of the second biggest retail moment of the year.

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By Industry
June 11, 2026

Why Independent Retailers Are Always Running Out of Cash And What the Smart Ones Do About It

You bought the inventory, stocked the shelves, and ran the promotions. Now you are waiting for it all to sell while your next order is already due. Here is why retail is one of the most cash-flow-intensive businesses to run and what experienced owners do about it.

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